Not only are we balancing our budget, we’ve taken control of it. We’ve taken back the power! We were both pretty stupid when it came to spending as singles in our twenties as well as a couple in our early thirties and had racked up a lot of consumer debt. My back-to-back maternity leaves while hubby was bartending didn’t help either.This past year though, we’ve made a budget and we've been sticking to it. We're only spending cash and we’re paying our debt down every month. We’re almost one year into our “Consumer Debt Free in Three Years” plan and I think we might actually get there on time. Most definitely the best thing that has happened this year.