Thursday, August 22, 2013

Blog Challenge Day 22: The BEST Thing to Happen This Year

The best thing that has happened this year wasn’t anything extravagant or out of the ordinary.  There was no stroke of luck or extenuating circumstance.  It’s something that had been a long time coming.  Like, a seriously long time coming.  It’s something that has taken great discipline and self-control, which are two things that really don’t come naturally to me or my husband.  We’ve had to work hard, we’ve had to focus, and we’ve had to finally admit that it was time to grow up.  Yep, it took us until our mid-thirties to figure out what most people learn in their twenties:  how to balance a budget.

Not only are we balancing our budget, we’ve taken control of it.  We’ve taken back the power!  We were both pretty stupid when it came to spending as singles in our twenties as well as a couple in our early thirties and had racked up a lot of consumer debt.  My back-to-back maternity leaves while hubby was bartending didn’t help either.
This past year though, we’ve made a budget and we've been sticking to it.  We're only spending cash and we’re paying our debt down every month.  We’re almost one year into our “Consumer Debt Free in Three Years” plan and I think we might actually get there on time.  Most definitely the best thing that has happened this year.


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